Looking for a Georgia based independent insurance agent? There are a number of advantages in using an independent insurance agent and broker.
What is an Independent Insurance Agency?
Generally, an independent insurance agency (sometimes referred to as a broker) is going to represent multiple different insurance companies. This is a benefit because they are not restrained to only one insurance company, or even one type of insurance.
This differs from some of the other types of ways you may purchase insurance including buying from a direct writer or a captive agent. With a direct writer, you are purchasing your insurance directly from the insurance company, usually through a call center or their website. On the other hand, a captive agent is usually a local representative, but they typically only work with one company.
What are the advantages of using an Independent Insurance Agent?
- Access to multiple insurance companies – as mentioned above, independent agencies represent multiple insurance companies. The obvious benefit to this is that you are not limited to only one insurance company. This can be beneficial in cost effectiveness as well as the variety of insurance products that can be offered.
- Ability to offer a wide range of insurance solutions – As a result of being able to offer insurance products from multiple different companies, most independent insurance agencies offer a number of different types of insurance. This could include home, auto, life, personal umbrella insurance, and more.
- Time Savings – As a result of being able to offer multiple insurance products and companies an independent agency can do the shopping for you. In most cases, they can collect some general information upfront, and then run multiple different quotes for you. As a Georgia Independent Insurance Agent, if someone comes to us looking for home, auto, and life insurance we can shop for them with over 20 different companies. Can you imagine how much time it would take to go to each one of those companies individually and put together a comparison? This creates a major time savings, and is definitely a benefit of working with us.
- Personal connection – Instead of dealing with someone at a call center, or a website, with most independent agencies, you get a personal contact.
- Community Involvement – Most independent insurance agents have deep roots in the communities they serve. This usually includes ties to local business organizations as well as other service organizations.
As a Georgia Independent Insurance Agent, we would be happy to help you with your home, auto, disability and life insurance needs. We work with clients all over the state including Johns Creek, Alpharetta, Roswell, Sandy Springs, Marietta, and many more! To get started you can fill out the form below, call us at 404-781-9415, or click HERE.